Saya ingin bertanya berkenaan sewaan di dalam Islam. Boleh ustaz terangkan serba ringkas. Selain itu saya ada rumah disewakan. dalam kontrak ada saya tetapkan, jika penyewa tamatkan sewaan awal, maka dia kena tanggung sewa itu sehingga ada penyewa baru mengambil tempatnya atau tamat tempoh kontrak asal. Contohnya: kontrak 12 bulan, sampai bulan ke 10 dia kena pindah, maka disini dia kena bayar sewa 2 bulan terakhir walaupun dia tak tinggal di rumah tersebut. Adakah kes ni termasuk dalam riba juga? Bagaimana pula dengan perkhidmatan internet seperti streamyx yang memaksa pengguna membayar penuh jika menamatkan kontrak lebih awal?

In the last decade, we have seen phenomenal and unprecedented growth in both practice of Islamic finance and literature on the topic, notwithstanding the fact, the understanding of such subject is still to be an alien theme within the consumers, especially for those who in the Muslim community. Islamic finance is supposed to be offered and served to the Muslim community as their priority, however in Malaysia, the statistic shows that the subscribers to the Islamic banking products are dominated by the non-Muslim clients. Why is this happened? It is because of the gap of knowledge of Islamic finance in Muslim community.

Many books which have been written in this subject typically found to be very technical with lot of jargons, inconceivable mathematical formulas, calculations and financial terminologies. Despite considerable researches and books published, they appeared to be written only to those who are already knowledgeable in the subject and restricted for those who involves in developing the banking products, or in other words, most of the books are for bankers and not an ordinary and a layman people. As a result, leaving lot of consumers especially Muslim in a confusion in regard to precisely defining an ‘Islamic banking' and its application. This has left lot of people, far behind from comprehending the true concept of Islamic banking and finance, their applications, features and how these Islamic products could benefits their financial life.